A recent report reveals that a staggering 68% of Indians possess health insurance coverage of less than ₹10 lakh, indicating a widespread underinsurance problem in the country. This concerning trend highlights the need for greater awareness and understanding of the importance of comprehensive health insurance. Inadequate coverage can leave individuals vulnerable to unexpected medical expenses, emphasizing the urgency for individuals to reassess and potentially upgrade their health insurance policies to ensure they are adequately protected against healthcare costs.