A survey conducted by LocalCircles indicates a slight improvement in the plight of health insurance policyholders in India, with the percentage facing premium hikes exceeding 25% dropping from 62% in 2022 to 52% in 2024. However, concerns persist as many still grapple with escalating costs, stemming from significant increases initiated by insurance companies since 2022, anticipating another COVID wave. The survey, garnering over 11,000 responses, highlights inefficiencies in claim processing, with nearly half encountering difficulties, including rejections, exclusions, deductions, and delays.