Atal Pension Yojana offers a pension scheme for the unorganised sector, providing financial security post-retirement. The amount received upon retirement depends on the joining age and contribution amount. Subscribers can enroll through designated banks, providing Aadhaar and bank account details. Monthly contributions are auto-debited, with options to choose pension amounts ranging from Rs. 1,000 to Rs. 5,000. Individuals aged 18 to 40 can join, ensuring a comfortable retirement for millions in the unorganised sector.