Reserve Bank Governor Shaktikanta Das addressed urban cooperative banks (UCBs) in Ahamadabad, urging them to elevate their credit underwriting standards and bolster measures for recovering non-performing assets (NPAs). Das emphasized the criticality of prudent liquidity risk management, directing UCB boards to prioritize these aspects. He underscored the pivotal role of robust governance, stressing the need for boards to enhance assurance functions through rigorous compliance, effective risk management, and thorough internal audits.