Banks and housing finance companies are enticing borrowers this festive season with special offers on home loans, featuring interest rates as low as 8.35% and up to a 50% processing fee discount. State Bank of India, Bank of Baroda, and Union Bank of India offer competitive rates starting at 8.40%. HDFC Bank provides a festive offer with rates beginning at 8.35%. A comparison of home loan interest rates reveals public sector banks offering rates between 8.40% and 10.15%, while some private sector banks, such as HDFC and HSBC, start as low as 8.35% and 8.45%, respectively. Other private lenders offer rates from 8.7% onwards.