Rahul Kothari, COO of Razorpay, lauds India’s fintech regulations, citing UPI as a global benchmark. He welcomes Finance Minister Nirmala Sitharaman’s move to facilitate open dialogue between regulators and fintech firms. Razorpay recently launched new products and initiated domicile relocation to India. Plans for an IPO in two years are underway, aiming for profitability in both payments and non-payments business. The company eyes global expansion, starting with Malaysia, leveraging its acquisition of Curlec for international payments. Razorpay aims to be a comprehensive financial solutions platform, addressing money movement needs in India and Southeast Asia.